[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rraga.sk\/odkladat-si-peniaze-alebo-nie\/#Article","mainEntityOfPage":"https:\/\/www.rraga.sk\/odkladat-si-peniaze-alebo-nie\/","headline":"Odklada\u0165 si peniaze alebo nie?","name":"Odklada\u0165 si peniaze alebo nie?","description":"Po\u010d\u00favame z\u00a0ka\u017edej strany rady odborn\u00edkov o\u00a0tom ako naklada\u0165 s\u00a0financiami. Radia n\u00e1m aby sme \u0161etrili a\u00a0odkladali si peniaze na nepredv\u00eddate\u013en\u00e9 v\u00fddavky. V\u00e4\u010d\u0161inou znie rada aby ste si ka\u017ed\u00fd mesiac, hne\u010f po tom ako v\u00e1m peniaze pribudn\u00fa na \u00fa\u010det odlo\u017eili ist\u00fa sumu. Toto by ste mali opakova\u0165 pravidelne a\u00a0nikdy ne\u010daka\u0165 a\u017e na koniec mesiaca. Neodklad\u00e1te len to… ","datePublished":"2019-09-16","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.rraga.sk\/author\/#Person","name":"","url":"https:\/\/www.rraga.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rraga.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rraga.sk\/wp-content\/uploads\/img_a306501_w16721_t1568999817.jpg","url":"https:\/\/www.rraga.sk\/wp-content\/uploads\/img_a306501_w16721_t1568999817.jpg","height":0,"width":0},"url":"https:\/\/www.rraga.sk\/odkladat-si-peniaze-alebo-nie\/","about":["Financie"],"wordCount":407,"articleBody":"Po\u010d\u00favame z\u00a0ka\u017edej strany rady odborn\u00edkov o\u00a0tom ako naklada\u0165 s\u00a0financiami. Radia n\u00e1m aby sme \u0161etrili a\u00a0odkladali si peniaze na nepredv\u00eddate\u013en\u00e9 v\u00fddavky. V\u00e4\u010d\u0161inou znie rada aby ste si ka\u017ed\u00fd mesiac, hne\u010f po tom ako v\u00e1m peniaze pribudn\u00fa na \u00fa\u010det odlo\u017eili ist\u00fa sumu. Toto by ste mali opakova\u0165 pravidelne a\u00a0nikdy ne\u010daka\u0165 a\u017e na koniec mesiaca. Neodklad\u00e1te len to \u010do sa v\u00e1m zv\u00fd\u0161i ale fungujete so sumou, ktor\u00e1 v\u00e1m ostane. Takto m\u00e1te istotu, \u017ee peniaze neminiete na nie\u010do in\u00e9 a\u00a0neodlo\u017e\u00edte to zase na \u010fal\u0161\u00ed mesiac.T\u00e1to rada je naozaj dobr\u00e1 a\u00a0viete si takto u\u0161etri\u0165. Ur\u010dite v\u00e1m v\u0161ak v\u0155ta v\u00a0hlave ot\u00e1zka na \u010do je to dobr\u00e9. \u010co s\u00fa tie nepredv\u00eddate\u013en\u00e9 udalosti? M\u0148a taktie\u017e t\u00e1to ot\u00e1zka zauj\u00edma a\u00a0pri \u0161t\u00fadiu ekon\u00f3mie sa \u0148ou zaober\u00e1m \u010doraz viac. \u013dudia si odopieraj\u00fa a\u00a0neust\u00e1le \u0161etria, nakoniec tie peniaze v\u0161ak ani nemin\u00fa. No tak\u017ee \u010do m\u00f4\u017ee by\u0165 t\u00e1 nepredv\u00eddate\u013en\u00e1 situ\u00e1cia? Napr\u00edklad choroba. Budete potrebova\u0165 viac pe\u0148az\u00ed na lieky a\u00a0nebudete to vedie\u0165 zvl\u00e1dnu\u0165. Nie\u010do sa v\u00e1m doma pokaz\u00ed a\u00a0budete potrebova\u0165 k\u00fapi\u0165 napr\u00edklad nov\u00fa pr\u00e1\u010dku. Na toto v\u00e1m mesa\u010dn\u00fd pr\u00edjem nevysta\u010d\u00ed a\u00a0mus\u00edte siahnu\u0165 na \u00faspory.Ot\u00e1zna je ale hranica tohto \u0161etrenia. Na\u010do v\u00e1m bude kopa pe\u0148az\u00ed na \u00fa\u010dte ak si ich ani neu\u017eijete. Nasporte si ale sk\u00faste sa aj odmeni\u0165, napr\u00edklad luxusnou dovolenkou, n\u00e1kupmi alebo nie\u010d\u00edm nov\u00fdm do v\u00e1\u0161ho bytu, \u010di domu. Je dobr\u00e9 ma\u0165 nejak\u00fa rezervu na ktor\u00fa sa viete spo\u013eahn\u00fa\u0165 ak nie\u010do s\u00farne potrebujete. Aj ke\u010f ide len o\u00a0mali\u010dkos\u0165, dnes ni\u010d nestoj\u00ed m\u00e1lo pe\u0148az\u00ed. Navy\u0161e sme si vytvorili tak\u00fd trend, \u017ee st\u00e1le mus\u00edme \u00eds\u0165 nakupova\u0165 alebo niekam na k\u00e1vu, \u010di do re\u0161taur\u00e1cie. Nevieme si len tak \u00eds\u0165 niekam na prech\u00e1dzku a\u00a0porozpr\u00e1va\u0165 sa. Neust\u00e1le si mus\u00edme nie\u010do kupova\u0165.Mohli by sme sa zamyslie\u0165 ak\u00fd to m\u00e1 zmysel a\u00a0pre\u010do sme si vytvorili pr\u00e1ve tak\u00fdto \u017eivotn\u00fd \u0161t\u00fdl. Je to najm\u00e4 o\u00a0zmene \u017eivotn\u00e9ho \u0161t\u00fdlu. Tak\u00fdmto sp\u00f4sobom si viete u\u0161etri\u0165 mno\u017estvo pe\u0148az\u00ed.                                                                                                                                                                                                                                                                                                                                                                                        4\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Odklada\u0165 si peniaze alebo nie?","item":"https:\/\/www.rraga.sk\/odkladat-si-peniaze-alebo-nie\/#breadcrumbitem"}]}]