[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.rraga.sk\/neschvalili-vam-v-banke-uver-tak-vyskusajte-kolektivnu-pozicku\/#Article","mainEntityOfPage":"https:\/\/www.rraga.sk\/neschvalili-vam-v-banke-uver-tak-vyskusajte-kolektivnu-pozicku\/","headline":"Neschv\u00e1lili v\u00e1m v banke \u00faver? Tak vysk\u00fa\u0161ajte kolekt\u00edvnu p\u00f4\u017ei\u010dku","name":"Neschv\u00e1lili v\u00e1m v banke \u00faver? Tak vysk\u00fa\u0161ajte kolekt\u00edvnu p\u00f4\u017ei\u010dku","description":"Na tom, \u017ee si ka\u017ed\u00fd z\u00a0n\u00e1s potrebuje minim\u00e1lne raz za \u017eivot po\u017ei\u010da\u0165 peniaze, nie je ni\u010d zl\u00e9, ani zvl\u00e1\u0161tne. T\u00ed, ktor\u00ed maj\u00fa to \u0161\u0165astie a\u00a0niekto z ich rodiny disponuje vy\u0161\u0161ou sumou pe\u0148az\u00ed, m\u00f4\u017eu svoj finan\u010dn\u00fd probl\u00e9m vyrie\u0161i\u0165 takto. Drviv\u00e1 v\u00e4\u010d\u0161ina \u013eud\u00ed, v\u0161ak mus\u00ed siahnu\u0165 po bankov\u00fdch, \u010di nebankov\u00fdch subjektoch a\u00a0ich finan\u010dn\u00fdch produktoch, teda spotrebn\u00fdch \u00faveroch,… ","datePublished":"2019-01-28","dateModified":"2023-04-27","author":{"@type":"Person","@id":"https:\/\/www.rraga.sk\/author\/#Person","name":"","url":"https:\/\/www.rraga.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/5667bceccdce92893bac6a7981a373152a8b3fa0ab99c198ba0ac0b49a934248?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"rraga.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.rraga.sk\/wp-content\/uploads\/img_a298751_w16721_t1553770102.jpg","url":"https:\/\/www.rraga.sk\/wp-content\/uploads\/img_a298751_w16721_t1553770102.jpg","height":0,"width":0},"url":"https:\/\/www.rraga.sk\/neschvalili-vam-v-banke-uver-tak-vyskusajte-kolektivnu-pozicku\/","about":["Financie"],"wordCount":401,"articleBody":"Na tom, \u017ee si ka\u017ed\u00fd z\u00a0n\u00e1s potrebuje minim\u00e1lne raz za \u017eivot po\u017ei\u010da\u0165 peniaze, nie je ni\u010d zl\u00e9, ani zvl\u00e1\u0161tne. T\u00ed, ktor\u00ed maj\u00fa to \u0161\u0165astie a\u00a0niekto z ich rodiny disponuje vy\u0161\u0161ou sumou pe\u0148az\u00ed, m\u00f4\u017eu svoj finan\u010dn\u00fd probl\u00e9m vyrie\u0161i\u0165 takto. Drviv\u00e1 v\u00e4\u010d\u0161ina \u013eud\u00ed, v\u0161ak mus\u00ed siahnu\u0165 po bankov\u00fdch, \u010di nebankov\u00fdch subjektoch a\u00a0ich finan\u010dn\u00fdch produktoch, teda spotrebn\u00fdch \u00faveroch, \u010di hypot\u00e9kach.\u00a0P\u00f4\u017ei\u010dka nie je pre ka\u017ed\u00e9ho \u00a0Finan\u010dn\u00fa p\u00f4\u017ei\u010dku v\u0161ak nedostane ka\u017ed\u00fd. Na jednej strane je ur\u010dite dobr\u00e9, \u017ee \u0161t\u00e1t podmienky s\u00a0poskytovan\u00edm \u00faverov neust\u00e1le spr\u00eds\u0148uje. Pr\u00e1ve v\u010faka tomu muselo mnoho nebankov\u00fdch subjektov rap\u00eddne zn\u00ed\u017ei\u0165 svoje \u00faroky, ktor\u00e9 sa neraz pohybovali za hranicou \u00fa\u017eery. Dnes je ich horn\u00e1 hranica stanoven\u00e1 z\u00e1konom.\u00a0Pr\u00edsnej\u0161ie podmienky niektor\u00fdch znev\u00fdhod\u0148uj\u00fa \u00a0Tento pozit\u00edvny fakt, je na druhej strane pre niektor\u00fdch ve\u013emi nev\u00fdhodn\u00fd. Pr\u00edsnej\u0161ie podmienky sa toti\u017e net\u00fdkaj\u00fa len poskytovate\u013eov p\u00f4\u017ei\u010diek, ale taktie\u017e ich \u017eiadate\u013eov, teda \u013eud\u00ed, ktor\u00ed si potrebuj\u00fa po\u017ei\u010da\u0165 peniaze.Na to aby v\u00e1m bola finan\u010dn\u00e1 p\u00f4\u017ei\u010dka poskytnut\u00e1, mus\u00edte dnes\u00a0 splni\u0165 naozaj pr\u00edsne podmienky. Dokladova\u0165 svoj st\u00e1ly pr\u00edjem, by\u0165 zamestnan\u00ed dostato\u010dne dlh\u00fa dobu a svoju rolu zohr\u00e1va aj vek, alebo to, \u010di vlastn\u00edte nehnute\u013enos\u0165. Takto sa samozrejme banky sna\u017eia zisti\u0165, \u010di budete p\u00f4\u017ei\u010dku schopn\u00ed spl\u00e1ca\u0165. Bohu\u017eia\u013e je mnohokr\u00e1t zamietnut\u00e1 aj t\u00fdm, ktor\u00ed by ju spl\u00e1ca\u0165 zvl\u00e1dli, no neexistuje papier, ktor\u00fd by im to potvrdil.\u00a0Kolekt\u00edvna p\u00f4\u017ei\u010dka v\u00a0skratke\u00a0V\u00a0tomto pr\u00edpade m\u00f4\u017eete vysk\u00fa\u0161a\u0165 takzvan\u00fa kolekt\u00edvnu p\u00f4\u017ei\u010dku. Ur\u010dite to pozn\u00e1te z\u00a0telev\u00edznych rekl\u00e1m \u201epeniaze, ktor\u00e9 po\u017ei\u010diavaj\u00fa \u013eudia \u013eu\u010fom.\u201c Tieto p\u00f4\u017ei\u010dky funguj\u00fa na online princ\u00edpe a\u00a0id\u00fa takpovediac mimo banky. Teda peniaze v\u00e1m po\u017ei\u010diavaj\u00fa \u013eudia, ktor\u00ed si z\u00e1rove\u0148 ur\u010duj\u00fa podmienky spl\u00e1cania, v\u00fd\u0161ku \u00farokov a\u00a0taktie\u017e to, \u010di sa v\u00e1m v\u00f4bec nejak\u00e9 peniaze po\u017ei\u010daj\u00fa. Ak sa o\u00a0kolekt\u00edvnych p\u00f4\u017ei\u010dk\u00e1ch chcete dozvedie\u0165 viac, zav\u00edtajte na webov\u00e9 str\u00e1nky \u017elt\u00e9ho mel\u00f3na, alebo Zinc euro.                                                                                                                                                                                                                                                                                                                                                                                        4.2\/5 - (8 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Neschv\u00e1lili v\u00e1m v banke \u00faver? Tak vysk\u00fa\u0161ajte kolekt\u00edvnu p\u00f4\u017ei\u010dku","item":"https:\/\/www.rraga.sk\/neschvalili-vam-v-banke-uver-tak-vyskusajte-kolektivnu-pozicku\/#breadcrumbitem"}]}]